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    Gustavo Barboza & Sandra Trejos (2009). Micro Credit in Chiapas, México: Poverty Reduction Through Group Lending. [REVIEW] Journal of Business Ethics 88 (2):283 - 299.
    Micro Credit (MC) programs lend money to poor borrowers using innovative mechanisms such as group lending under joint liability while successfully accounting for the presence of asymmetric information in underdeveloped financial markets. MC programs have achieved what the conventional financial institutions and the government have not been able to: lend to the poor, impressive loan recuperation, and a positive impact in poverty reduction. This article analyzes the performance of ALSOL, an MC program in Chiapas, México, for 2151 participants in urban (...)
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    Gustavo Barboza, Miguel Olivas-Lujan & Sandra Trejos (2007). Where Financial Markets and Government Failed, Emerging Micro Credit Programs Are Succeeding. Proceedings of the International Association for Business and Society 18:371-376.
    Micro Credit programs lend money to poor borrowers using innovative mechanisms such as group lending under joint liability while successfully accounting forthe presence of asymmetric information in underdeveloped financial markets. MC Programs have achieved what the conventional financial institutions and the government have not been able to: lend to the poor, recuperate loans and have a positive impact in poverty reduction. While loan recuperation is high (95% for our focus group ALSOL Chiapas), administrative costs also remain high. Social Responsible Savers (...)
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  3. Gustavo Barboza & Sandra Trejos (2009). Micro Credit in Chiapas, México: Poverty Reduction Through Group Lending. Journal of Business Ethics 88 (S2):283-299.
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