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  1. Contested Technology: Social Scientific Perspectives of Behaviour-Based Insurance.Maiju Tanninen - 2020 - Big Data and Society 7 (2).
    In this review, I analyse how ‘behaviour-based personalisation’ in insurance – that is, insurers’ increased interest in tracking and manipulating insureds’ behaviour with, for instance, wearable devices – has been approached in recent social scientific literature. In the review, I focus on two streams of literature, critical data studies and the sociology of insurance, discussing the new insurance schemes that utilise sensor-generated and digital data. The aim of this review is to compare these two approaches and to analyse what kinds (...)
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  • Fairness in Uncertainty: Some Limits and Misinterpretations of Actuarial Fairness.Sylvestre Frezal & Laurence Barry - 2020 - Journal of Business Ethics 167 (1):127-136.
    The recent proliferation of new data and technologies enables increasingly finer personalization of products and prices in every domain. In insurance, this revives and enlarges old debates around fairness that have never been completely settled. We will argue that the commonly accepted “actuarial fairness” as based on the “individual cost of risk” derives in fact from a conflation: while it indicates the average cost for a group of insureds from the perspective of an insurance company—and is therefore sound from a (...)
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