Journal of Business Ethics 80 (4):845-854 (2008)

Authors
Douglas Lackey
Baruch College (CUNY)
Abstract
COLI – company owned life insurance – is often purchased by firms on employees in whom the firm has no demonstrable insurable interest. Though no immediate harm comes to individuals insured in this way, purchasing such policies raises moral questions. From a Kantian framework, questions arise about reciprocity and fairness, the deception of employees, the generation of mistrust, and the use of the employee’s life as a means to profit. No compensating social good is served by the sale of these policies.
Keywords COLI  ethical reflections  insurance ethics  Kantian framework
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DOI 10.1007/s10551-007-9472-7
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