In Carina Fourie & Annette Rid (eds.), What is Enough?: Sufficiency, Justice, and Health. New York: Oxford University Press. pp. 267-280 (2016)

Authors
Govind Persad
University of Denver
Abstract
This chapter explores two questions in detail: How should we determine the threshold for costs that individuals are asked to bear through insurance premiums or care-related out-of-pocket costs, including user fees and copayments? and What is an adequate relationship between costs and benefits? This chapter argues that preventing impoverishment is a morally more urgent priority than protecting households against income fluctuations, and that many health insurance plans may not adequately protect individuals from health care costs that threaten to drop their financial status below a decent minimum. A design that places greater emphasis on preventing impoverishment and finances the achievement of that goal by reducing unnecessary subsidies to better-off households would better accord with a sufficientarian approach to health care.
Keywords essential health benefits  Affordable Care Act  financial risk protection  out-of-pocket costs  impoverishment  catastrophe  universal health coverage  sufficientarianism  health insurance
Categories (categorize this paper)
Options
Edit this record
Mark as duplicate
Export citation
Find it on Scholar
Request removal from index
Revision history

Download options

PhilArchive copy

 PhilArchive page | Upload history
External links

Setup an account with your affiliations in order to access resources via your University's proxy server
Configure custom proxy (use this if your affiliation does not provide a proxy)
Through your library

References found in this work BETA

No references found.

Add more references

Citations of this work BETA

No citations found.

Add more citations

Similar books and articles

Coverage, Access, and Affordability Under Health Reform: Learning From the Massachusetts Model.Sharon K. Long, Karen Stockley & Kate Willrich Nordahl - 2012 - Inquiry: The Journal of Health Care Organization, Provision, and Financing 49 (4):303-316.
Priorities in the Israeli Health Care System.Frida Simonstein - 2013 - Medicine, Health Care and Philosophy 16 (3):341-347.
Protect the Sick: Health Insurance Reform in One Easy Lesson.Deborah Stone - 2008 - Journal of Law, Medicine and Ethics 36 (4):652-659.
Money and Mandates: Relative Effects of Key Policy Levers in Expanding Health Insurance Coverage to All Americans.Jeanne M. Lambrew & Jonathan Gruber - 2006 - Inquiry: The Journal of Health Care Organization, Provision, and Financing 43 (4):333-344.
Nonprofit Health Care Organizations and Universal Health Care Coverage.Terry Andrus, William Cox, Bradford Gray, Cleve Killingsworth, Paula Steiner & Bruce McPherson - 2008 - Inquiry: The Journal of Health Care Organization, Provision, and Financing 45 (1):7-14.

Analytics

Added to PP index
2019-06-12

Total views
92 ( #100,230 of 2,331,392 )

Recent downloads (6 months)
26 ( #24,126 of 2,331,392 )

How can I increase my downloads?

Downloads

My notes