Setting Premiums Ethically

Abstract
Insufficient attention has been paid to the ethics of distributing costs of insurance risk. Seven approaches are articulated: the egalitarian model, the needs/ability model, the loss history model, the statistical model, the causality model, the moral fault model (avoidability interpretation and worldview interpretation), and eclectic models. The ethical dimensions of each model are explored. Although some reasons are given for preferring the eclectic model, the main purpose of the paper is to provide an ethical framework for further discussion of an oft-neglected issue
Keywords Applied Philosophy  General Interest
Categories (categorize this paper)
ISBN(s) 0739-098X
DOI 10.5840/ijap200620223
Options
 Save to my reading list
Follow the author(s)
My bibliography
Export citation
Find it on Scholar
Edit this record
Mark as duplicate
Revision history
Request removal from index
Download options
Our Archive


Upload a copy of this paper     Check publisher's policy     Papers currently archived: 27,613
External links

Setup an account with your affiliations in order to access resources via your University's proxy server
Configure custom proxy (use this if your affiliation does not provide a proxy)
Through your library
References found in this work BETA

No references found.

Add more references

Citations of this work BETA

No citations found.

Add more citations

Similar books and articles
A Model of Decision-Making Incorporating Ethical Values.David J. Fritzsche - 1991 - Journal of Business Ethics 10 (11):841 - 852.
Animal Ethics and Interest Conflicts.Elisa Aaltola - 2005 - Ethics and the Environment 10 (1):19-48.
Utility and Impartiality: Being Impartial in a Partial World.Stephen J. A. Ward - 2007 - Journal of Mass Media Ethics 22 (2 & 3):151 – 167.
The Relevance of an Aretaic Model in Business Ethics.Joanna G. Patsioti - 2007 - The Proceedings of the Twenty-First World Congress of Philosophy 1:175-180.
Is There More to “Model” Than “Muddle”?Matthias Scheutz - 2001 - Behavioral and Brain Sciences 24 (6):1076-1077.
An Incompleteness Theorem for [Image].Carl Mummert & Stephen G. Simpson - 2004 - Journal of Symbolic Logic 69 (2):612 - 616.
“On Interpretation”.J. Mitterer - 2013 - Constructivist Foundations 8 (2):143-147.
Compactness and Independence in Non First Order Frameworks.Itay Ben-Yaacov - 2005 - Bulletin of Symbolic Logic 11 (1):28-50.

Monthly downloads

Added to index

2011-01-09

Total downloads

15 ( #314,219 of 2,168,938 )

Recent downloads (6 months)

1 ( #346,364 of 2,168,938 )

How can I increase my downloads?

My notes
Sign in to use this feature


Discussion
Order:
There  are no threads in this forum
Nothing in this forum yet.

Other forums