Abstract

Become the new hot spot for residential consumption, residential construction as a new economic growth point of China's key, is to increase the effective demand for housing of urban residents. Properly manage the housing fund, housing fund to develop consumer credit. Is rapidly increasing population and effective demand for housing, start the housing commodity market, to achieve goals of housing reform, promote the development of related industries as well as an important measure of the entire national economy. Housing Fund is the housing fund individual workers, under the social consumption fund categories, both social, security of, obligations, mutual help, policy and credit characteristics. The nature of the housing fund and low income levels of residents of the objective reality of decision should be mainly used for employee housing fund individual housing consumer credit, and not used in housing production or circulation. Must get out as soon as possible the nature of the misunderstanding of the housing provident fund, multi-disciplinary approach, the housing provident fund consumer credit fast and healthy development